KBI Specialist Insurance Brokers are the “Bakery Insurance Experts.”

Do you think your bakery is as well-protected as your secret recipe?

KBI offers tailored insurance programs specifically for the baking industry – it’s our bread and butter! We offer expert advice, competitive premiums and comprehensive coverage options.

Tailored Bakery Industry Insurance Offering

The insurances for a bakery can be simplified into one “Business Package”, but do you know what coverages you have and/or need? We have broken down each key coverage area below.

The insurance packages for bakeries can be tailored to include several important coverage sections. Each bakery is different, and your insurance package should be tailored to your risks and business requirements. To find out what your specific risks are and what insurance coverage you should consider, get in touch with our bakery insurance specialists.

Risk considerations for bakeries.

Bakeries can be complex businesses with several moving parts. Similarly the risks a bakery faces on a daily basis can also be complicated – which is why insurance can be a great way to help manage the risk.

The key risks for a bakery will typically include your actual operations (machinery, stock, employees), the products you sell, your shopfront (contents, customers, money), and the risks attached to running a business (business interruption, management risk).

Coverages Tailored for Bakery Needs

  • Cover for property and stock from damage.
  • Cover for burglary or theft, such as glass breakage, stolen money, or stolen property.
  • Costs to repair or replace key equipment that breaks down (e.g., ovens or provers).
  • Covers your fixed expenses, profit, and additional expenses incurred to keep the business afloat following a loss (e.g. fire or water damage).
  • Cover for injuries or property damage to your customers at your premises or from your products.

Service Commitment for Bakeries

  • Robust insurance policies for bakeries and advice from industry experts to help you tailor your insurance program to your needs.
  • Streamlined process every step of the way and access to a designated insurance advisor.
  • Full insurance reviews that make it easy to understand what is and isn’t covered.
  • In-house claims team and access to lawyers to help manage any disputes and claims.
  • Education and training materials for bakeries to help your business upskill on insurance and risk.

Please enter your information here and your dedicated bakery insurance broker will be in touch within 48 hours to discuss your insurance needs and provide a quote.


KBI Specialist Insurance Brokers is strengthening its position as a leading partner in the baking industry through a collaboration with Shaun Pyne, better known as Pyney the Pie Man. Pyney will be a paid ambassador for KBI and during his journeys, will introduce KBI as a partner to provide tailored insurance solutions for bakerys across the country.

KBI PTY LTD is an Authorised Representative (450152) of KBI Group Pty Ltd (ABN 56 167 437 121, AFSL 494792). Any advice in this flyer is general in nature and does not take your personal circumstances into account. When considering the purchase of an insurance policy, you should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the KBI Financial Services Guide and relevant product disclosure statement.